At First Merchants, we’re committed to making sure our customers can access their money through a range of convenient methods. For many customers, mobile payment tools like Apple Pay® and Samsung Pay® provide a faster and safer alternative to making payments by swiping your debit card or doling out cash.

Whether you’re paying the dog walker, collecting cash for a group gift or settling up with friends, most of us need to send and receive small payments all the time. And many Americans don’t regularly carry cash and checks.

Unless you’ve purchased or sold a home, you probably haven’t learned much about mortgage escrow. So you might ask yourself, what is an escrow account in a mortgage?

If you’re looking for a home mortgage offering flexibility and an initial low interest rate, consider an adjustable rate mortgage (ARM).

The identification of a new Covid-19 variant labeled Omicron, with several mutations that indicate existing vaccines could be less effective, drove a pull-back in risk assets last week on concerns that it may be more contagious than Delta.