If you’re looking for a home mortgage offering flexibility and an initial low interest rate, consider an adjustable rate mortgage (ARM).

The identification of a new Covid-19 variant labeled Omicron, with several mutations that indicate existing vaccines could be less effective, drove a pull-back in risk assets last week on concerns that it may be more contagious than Delta.

Selecting a conventional mortgage or a Federal Housing Authority (FHA) mortgage largely depends on two factors: Your credit score and how much you can afford to pay out of pocket for a down payment.

No one likes waiting, especially when it comes to accessing your money. With instant issue debit cards, First Merchants has made it possible for our customers to receive a new card onsite at many of our banking centers.

With mortgage interest rates at historic lows, many homeowners are contemplating whether they can refinance their mortgage and lower their monthly payment or save on interest charges. And for many buyers, refinancing might make financial sense right now.