Private Wealth Perspectives Newsletter

Interest rate cuts were top of mind for market watchers entering 2024. After an aggressive rate hike cycle that saw eleven hikes over a 16-month period from March 2022 to July 2023, the Fed Funds futures began the year pointing to the possibility of as many as seven rate cuts in 2024.

Tax-favored strategies such as Roth IRA and Roth 401Ks, 529 plans, and HSAs (Health Savings Accounts) are essential tools for US taxpayers seeking to optimize their financial planning while minimizing tax liabilities.

In the realm of private banking, where tailored financial solutions meet personalized service, understanding borrowing costs is crucial for making informed decisions.

With the launch of ChatGPT in late 2022, generative artificial intelligence has quickly become one of the most dominant market narratives as the rapid rise in public interest has sparked a gold rush of innovation, investment, and imagination.

If you read any of the “retirement” type publications (basically those aimed at seniors like me), you likely have seen the terms “living trust”, “revocable trust”, “grantor trust”, etc.

Pessimism turned to optimism in the U.S. financial markets as the calendar turned from 2022 to 2023. After enduring inflation levels at 40-year highs, seven rate hikes ...

As you may have heard 2022 was an unprecedented year for investors. The equity markets saw a significant decline that coincided with one of the worst bond markets in recorded history.

We keep hearing about Secure 2.0 (Setting Every Community Up for Retirement Enhancement Act 2019). It brings many changes as well as many questions. It is intended to improve retirement outcomes.

Are you or a family member a business owner? If so, think about the beginning. Perhaps these are recent memories? Or was your business started by a family member whose legacy you are carrying into the future?

Let’s start with the obvious: the Federal Reserve is pressing the brakes. Hard. Economic growth is now cooling as intended, and equity market valuations are adjusting lower in response to higher interest rates.