Wealth Management

It takes a lifetime to build a legacy – and we can help ensure it lives on. First Merchants Private Wealth Advisors takes a generational approach to wealth management. Our attentive Wealth Managers will collaborate with you and your loved ones and business partners to create an adaptive strategy that will last for decades to come.

Our team of wealth managers, portfolio managers, private bankers, and wealth advisors will attentively work with you to determine your goals and help you achieve them. We deliver expertise across multiple disciplines, ensuring you get the right solutions for your unique needs.

We partner with individuals, families, and organizations to attentively provide comprehensive solutions and personal service in pursuit of a secure financial future.

First Merchants Private Wealth Associates creates value for our clients through:

• Powerful Local Resources – Delivering broad advisory capabilities through local, engaged and empowered leaders.
• A Comprehensive and Coordinated Approach – Surrounding our clients with a team of experts to deliver financial solutions focused on their long-term financial success.
• Our Standard of Excellence – Delivering proactive service and client advocacy as we look to build powerful, intergenerational relationships.

Our team consists of more than 100 professionals (including Attorneys, CFAs, CFPs, CTFAs, CRPSs, CPA's, CEPA's and ChFCs) advising clients on over $8 billion in assets.

Lean on us for attentive expertise in:

Investment Management

The preservation and growth of your assets are important to your future, and successful wealth management begins with establishing a financial blueprint. We’ll attentively outline short- and long-term goals so that we can tailor an adaptive mix of assets to meet your goals. We also perform regular, conscientious reviews to ensure investments are aligned with your objectives, and to address any changes that occur along the way.

• Diversified equity and fixed income portfolio management
• Access to portfolio research and management teams
• Fee-based asset management
• Disciplined buy and sell philosophy

Financial and Estate Planning

If you want to create a secure financial future for yourself and your family, managing your personal wealth and efficiently passing it to your loved ones is vital – that’s why our financial planning takes a generational approach.

We attentively assist with:

• Personal financial planning
• Business succession planning
• Cash flow analysis
• Tax and asset protection
• Estate and charitable giving

Private Banking

First Merchants is dedicated to serving the exclusive needs of professionals, executives and affluent individuals and families with expedited, tailored solutions, and a personal touch. Each client’s needs are intricate and nuanced. Private Banking custom designs cash management and financing strategies based upon individual goals, values, and resources.

Our conscientious services:

• Exclusive Private Checking and Private Wealth Accounts
• Portfolio Lines of Credit
• Home Equity Lines of Credit
• Portfolio Residential Mortgages
• Personal Investment Financing

Fiduciary Administration

Whether you are focused on protecting your assets today or providing for your family when tomorrow comes, having a trusted fiduciary you can count on is critical. First Merchants Private Wealth Advisors takes a collaborative approach to serve you and your family from today onwards.

We’ll guide you through:

• Living trusts
• Testamentary and Irrevocable trusts
• Estate administration
• Charitable trusts
• Guardianships
• Special needs trusts

Retirement Plan Services

It takes the right retirement plan to ensure you’re set up for future success – and we can help. Our attentive team will walk you through every step of building an adaptive retirement plan or transferring an existing plan to one of our experts. Throughout your career, we’ll conscientiously help you focus on your goals in order to maximize savings, minimize taxes, and make your retirement count.

You can count on us for:

• 401(k) and 403(b) Plans
• Profit-Sharing Plans
• Pension Plans
• Cross-Tested Plans
• Cash Balance Plans
• IRAs
• SEP and SIMPLE IRAs

Brokerage:

First Merchants offers full service brokerage accounts through First Merchants Investment Services*.

Our adaptive solutions:

• Taxable, retirement, and college savings accounts
• Financial and retirement planning
• Tailored equity, fixed income, and insurance solutions

Virtual Meetings

Connect with us using your preferred medium and on your schedule. Schedule a virtual meeting with us today. For clients that are conducting virtual meetings through video conferencing with First Merchants, you can download the video call instructions below.

Microsoft Teams video call instructions for clients

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/ SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. Registered location: 200 East Jackson St., Muncie, IN 47305 (866).238.0082

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This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC website.