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Business Checking

Your Money. Your Way.

Business Checking Accounts
Access To Fee-Free ATMs
Access your money at over 37,000 free ATMs throughout the country. Just look for the MoneyPass symbol.
Overdraft Protection
First Merchants has a variety of options to protect yourself and your accounts from declined transactions.  Protect your account today.
Mobile App & Online Banking
Enjoy the convenience of online and mobile banking services at First Merchants Bank. Access your accounts, make transactions, and manage your finances.
Hands-Free Banking
With Apple Pay® and Samsung Pay® at First Merchants, you can experience greater security and convenience on purchases at millions of participating retailers.

Business Checking

For businesses of any size, looking for an account with the most flexibility and capability, adapting for your various needs.

Simple and Carefree Checking Accounts

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Commercial Checking

Open a commercial deposit account at First Merchants that helps your business meet your money management goals. Choose the account that works best for your business.

Compare Accounts

First Merchants offers non-interest and interest choices. Easily find the right account for you by comparing them side by side.

Simple and Carefree Checking Accounts

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Top Questions about First Merchants Bank Business Checking Accounts

Below you will find information about the most frequently asked questions when opening a First Merchants Bank business checking account.

First, check your spam folder for an email from First Merchants. If you still can't find it, we might not have had your most up-to-date email address! Give us a call at 1.800.205.3464 and we'll help you get signed in.
No, at First Merchants, Zelle® payments are available for personal account types only.

Some small businesses are able to receive payments with Zelle®. Ask your favorite small business if they accept payments with Zelle®. If they do, you can pay them directly from your mobile banking app or online banking using just their email address or U.S. mobile number.

From firstmerchants.com, select Business Online Banking from the dropdown menu in the login box to begin the login process. If you’re using a mobile device, you’ll see mobile login options as well.

Many questions can be answered by clicking on the “How do I…”, “Terms”, or “FAQs” links at the bottom of each page or call Treasury Solutions at 1.866.833.0050 for assistance.

No, both consumer and business cardholders will receive Fraud Alerts.

Just a few of the features available:

Find the right account type for you.

We can help you make a decision on the type of account that would best serve your needs.

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