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4.00% APY*
12 Month CD $1,000 min. balance

Rates may vary by zip code, check out your special rate now!

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*APY effective 11/18/2022 for a limited time and is subject to change. Substantial penalty for early withdrawal and cannot be combined with other offers. Public Funds are not eligible.

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First Merchants Ranked a "Best" Bank Two Years in a Row.

Newsweek has released the 2022 America’s Best Banks rankings, and First Merchants Bank holds the top big bank spot for the second year in a row.

Read the Press Release

Current First Merchants Bank Offers

At First Merchants, we work every day to enhance the financial wellness of the diverse communities we serve. One way we do this is by providing special bank offers for new and existing customers. Let us help you find the promotions and accounts that will meet your needs and help you prosper.

Explore All of Our 2022 Bank Offers

Helping Your Business Prosper

We’re confident our attentive commercial bankers have the best adaptive services and accessible solutions for your business. See what First Merchants Commercial Banking has to offer.

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Refer a Friend and You Could Earn up to $500

Even family members. You do the math. when you tell your friends about First Merchants and they open a qualified account, you could earn a $50 reward card. You can even earn up to $500 a year when referring multiple friends!

Start Referring Now

2022 Private Wealth Advisors "The Long View"

On behalf of our team, I invite you to enjoy our annual perspective in "The Long View". Your team at First Merchants shows up to work every day focused on delivering for you as your partner in prosperity!

Read The Long View

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2023 Retirement Plan Limits

First Merchants Bank encourages all customers to double-check their retirement and employee benefit plans following the IRS’s 2023 Cost of Living Adjustments.

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4.00% APY*12 Month CD $1,000 min. balance

OPEN A CHECKING ACCOUNT ONLINE IN MINUTES!

First Merchants Ranked a "Best" Bank Two Years in a Row.

Current First Merchants Bank Offers

Helping Your Business Prosper

Refer a Friend and You Could Earn up to $500

2022 Private Wealth Advisors "The Long View"

2023 Retirement Plan Limits

4.00% APY*
12 Month CD $1,000 min. balance