Although Gift Card programs have been used primarily by large retailers, small to mid- sized businesses can benefit from implementing a gift card program.

Electronic Check Service is an integrated authorization, settlement, and collections solution where a merchant runs checks through magnetic ink character recognition (MICR) readers at the point of sale, returns the paper check to the customer and settles the items via the ACH network.

Credit card processing is one of the most complex and confusing services businesses buy today. However, this vital payment solution increases in importance each year as more customers use cards to make purchases.

The level of headline noise surrounding financial markets is nearing deafening levels. On top of the flood of economic data and corporate earnings reports that market participants sift through daily, the Federal Reserve has ramped up its communication efforts on monetary policy this year to guide investors through this period of economic uncertainty.

Making hardship withdrawals from 401(k) and 403(b) retirement plans soon will be easier for plan participants, and so will starting to save again following a hardship withdrawal.