Identify First Merchants Text Messages

While it’s good to be wary of unsolicited links and SMS messages, text is also a vital tool First Merchants Bank may employ to provide services such as account alerts, one-time authentication codes, and text banking.

So – how do you know if a text is safe?

Like many financial institutions, First Merchants Bank uses consistent “short codes” – abbreviated phone numbers that are five or six digits long and are unique to the sender – to reach out to customers. Unlike ten-digit phone numbers, short codes are more difficult for scammers to spoof, so they are more trustworthy. The code or number may be different depending on the content of the text or the reason behind the message – but you can be assured that our SMS messages employ the same safety and security you’ve come to rely on for your banking needs.

You can double check any text or SMS message you receive against our short codes below to verify that a link or alert was sent by First Merchants.

Key tip to make it easier to recognize these codes:

Please save these short codes as a contact(s) on your phone under a recognizable name so you'll instantly know when a text message is from First Merchants.

First Merchants Bank Short Codes: