People spend a lot of time preparing for retirement – but what about the future? No one likes to think of getting sick or being in a situation where they need round-the-clock care; no one likes to think about what will happen when they are gone.

What do we mean when we talk about work-life balance? Often, companies use the phrase to refer to the delicate balancing act many working parents perform as they struggle to delineate “work time” and “family time.”

Are you or a family member a business owner? If so, think about the beginning. Perhaps these are recent memories? Or was your business started by a family member whose legacy you are carrying into the future?

Let’s start with the obvious: the Federal Reserve is pressing the brakes. Hard. Economic growth is now cooling as intended, and equity market valuations are adjusting lower in response to higher interest rates.

As a runner, and I use the term “runner” loosely when describing myself, I’m always measuring my progress. Whether it’s a training run or actual race, I’m monitoring my pace throughout.