After Federal Reserve Chairman Powell’s Christmas Eve faux pas in 2018, the language and tone of the Fed, regarding the prospects of rising short term interest rates, has become decidedly more-friendly to both stock and bond markets.

Ever heard of the saying, “You can lead a horse to water, but you can’t make them drink”? That’s what comes to mind when Employers go to the trouble and expense to put a 401(k) Plan in place for their employees and then get little or very low participation in the plan.

I was at an after-hours gathering with several co-workers recently and a discussion about particularly trustworthy people we knew came up.

April was National Financial Literacy Month, recognized in the United States as an effort to help Americans make sound financial decisions and to manage their money wisely.

Some people think that 401(k) plans have little exposure to fraudulent activity. The truth is, whenever there is an incentive, the opportunity, and the rationalization to commit fraud, then fraud is a real possibility...