BLOGS

Whether you’re paying the dog walker, collecting cash for a group gift or settling up with friends, most of us need to send and receive small payments all the time. And many Americans don’t regularly carry cash and checks.

Unless you’ve purchased or sold a home, you probably haven’t learned much about mortgage escrow. So you might ask yourself, what is an escrow account in a mortgage?

If you’re looking for a home mortgage offering flexibility and an initial low interest rate, consider an adjustable rate mortgage (ARM).

Selecting a conventional mortgage or a Federal Housing Authority (FHA) mortgage largely depends on two factors: Your credit score and how much you can afford to pay out of pocket for a down payment.

No one likes waiting, especially when it comes to accessing your money. With instant issue debit cards, First Merchants has made it possible for our customers to receive a new card onsite at many of our banking centers.