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9 or 12 MONTH CD SPECIALS

CD Special Rates and Offers

CD Specials

Take advantage of new great rates from a Forbes and Newsweek rated “Best Bank”! For a limited time, you can choose the term and earn the same great rate on a 9 or 12 Month CD!

9 Month 4.05% APY* CD or More


Open a First Merchants 9 Month CD Account


*Offer effective February 4, 2025 and is subject to change. Substantial penalty for early withdrawal. IRAs are for individuals only. Public funds are not eligible. See a banker for more information. Offer cannot be combined with any other interest rate bonuses. Interest is accrued daily and credited quarterly. Limited time offer, subject to change. At maturity, certificate will automatically renew into the current term at standard rates. Note: Annual Percentage Yield is abbreviated as "APY.


12 Month 3.90% APY* CD or More


Check rate and open a First Merchants
12 Month CD Account


*Offer effective February 4, 2025 and is subject to change. Substantial penalty for early withdrawal. IRAs are for individuals only. Public funds are not eligible. See a banker for more information. Offer cannot be combined with any other interest rate bonuses. Interest is accrued daily and credited quarterly. Limited time offer, subject to change. At maturity, certificate will automatically renew into the current term at standard rates. Note: Annual Percentage Yield is abbreviated as "APY.



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