MASTERCARD ENHANCED BENEFITS
Shop with More Confidence
Not only do First Merchants Personal MasterCard® debit card holders get the security of First Merchants Bank, but they also experience the added protection of MasterCard® Enhanced Benefits. Stop worrying about what-ifs when shopping – “What if it breaks? What if I can’t return it?” Shop with more confidence thanks to benefits designed for superior security and greater peace of mind on every purchase – all at no additional cost to First Merchants Personal MasterCard® debit card holders.
Shopping Benefits
Extended Warranty Insurance*
Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand warranty on covered purchases for a maximum of one year.
Satisfaction Guarantee*
Provides up to $250 in coverage, if you become dissatisfied with a covered purchase within 60 days of purchase and the merchant will not accept a return.
Security Benefits
Identity Theft Protection – Assisted Restoration**
If someone attempts to steal your identity, MasterCard® provides the services you need to report and help resolve the incident.
Provides around-the-clock customer service for all of your account-related questions.
MasterCard® Zero Liability***
Protects you against unauthorized purchases on your card should it be lost or stolen.
We've Got Answers
Have questions about MasterCard® benefits? Click the button below to download the complete Benefits Guide to learn more.
* Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company, New York, NY. Non-insurance benefits are provided by AIG WarrantyGuard, Inc, an AIG company. Benefits provide secondary coverage only.
** Certain restrictions, terms, and conditions apply.
*** Certain restrictions apply. Please see www.mastercard.us/zero-liability.html for
more details. MasterCard® benefits are offered through MasterCard® card services. Please call 1-800-MASTERCARD for assistance. MasterCard® Enhanced Benefits are provided by MasterCard® to First Merchants Personal MasterCard® debit card holders at no additional cost.