PERSONAL SAVINGS ACCOUNT
Regular Savings
A great starter account with tiered interest rates, we offer two ways to avoid a monthly service charge with this account.
Open a First Merchants
Regular Savings Account
Regular Savings Account
Features:
- FREE ATM card
- FREE Online Banking
- FREE Mobile and Text Banking
- FREE ATMs nationwide with MoneyPass
- FREE Telephone Banking
- FREE for children under the age of 19
Interest:
- Rates are tiered based on account balance and may vary. Ask us for current rates.
- Interest is accrued daily and credited monthly.
Minimum Opening Deposit*:
- $0
Monthly Service Fee:
- With a minimum balance of $300 or eStatements or are under the age of 19 - $0
- Without a minimum balance of $300 or eStatements - $5
Quarterly Statement Options:
- eStatements
- Combined statements
- Paper statements
*Make a deposit within 60 days to avoid account closure or maintenance fees.