Simple Access Checking

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Simple Access Checking

Refer a Friend and You Could Earn up to $500!

Even family members. You do the math. When you tell your friends about First Merchants and they open a qualified account, you could earn a $50 reward card. You can even earn up to $500 a year when referring multiple friends!

First Merchants Simple Access Checking

The First Merchants Simple Access account is perfect for those interested in the convenience of an online checking account with no overdraft fees. This checking account helps you build your banking history with ease and convenience.

Features

No overdraft fees
Paper statements or eStatements
Free ATMs nationwide with MoneyPass
Free Mobile and Text Banking
Free Online Banking including Bill Pay (must be at least 18 years old for Bill Pay)
Free Enhanced MasterCard Debit Card with ID Theft Protection
Money orders and official checks may be purchased for half price with cash
Samsung Pay and Apple Pay

Account Details

$25 minimum opening deposit
$4 monthly fee
No paper checks
Electronic cash withdrawals only
Qualifications to move to another account type: You may ask to transfer from the Simple Access Account into another First Merchants checking account once your account has been open for 12 months and has a positive balance.
Other service fees may apply.

CALL US TODAY TO SCHEDULE AND APPOINTMENT

Please see terms and conditions of First Merchants Mobile Banking.

READY TO GET STARTED? Give us a call today to set up an appointment.

One of our bankers can help you open a Simple Access checking account in about 10 minutes, anytime you like! You’ll just need some identification documents and a way to make an opening deposit; and we will guide you through the process.

Call Your Local Banking Center