Skip to main content
FMB Logo Header Desktop
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Scroll To Top

Fraudulent texts and calls can look like real messages from us. Never share usernames, passwords, security codes, account or card numbers if someone asks.

Personal Banking

Personal Banking.
For A More Confident You.

Enjoy the benefits of attentive, individually tailored service. Our welcoming and dependable bankers are empowered to help you succeed. So, take a breather — we'll be here to help you prosper.

Schedule An Appointment

Personal Banking

Explore Our Personal Banking Services

Bank Accounts For Every Need

Whether you want to manage your money day-to-day, build your savings for the road ahead, or something else, we have an account for you.

Elevate access and ease.

With online banking and a secure, highly rated mobile app, managing your money is straightforward and banking on-the-go is safe and simple.

Fueling Your Financing Needs

No matter what stage of life you’re in, you can depend on First Merchants for your financing needs.

Make Your Money Accomplish More

See what sets our attentive, collaborative team apart when you choose to take advantage of First Merchants’ full range of wealth management services.

Services That Serve You Well

Whether we’re talking about the services we provide or the attentiveness our team brings to the table every day, we have more to offer that supports your financial success.

View resources

Check Rates and Open an Account Online in Minutes.

Learn

slide image
Article

Budgeting Made Simple with Personal Finance

Read article
slide image
Calculator

Budget Calculators

Explore and calculate
slide image
FAQs

Frequently Asked Questions: Personal Banking

Read FAQs
slide image
Video

How to Make a Mobile Deposit Using First Merchants Mobile App

Watch video
Article

Budgeting Made Simple with Personal Finance
Calculator

Budget Calculators
FAQs

Frequently Asked Questions: Personal Banking
Video

How to Make a Mobile Deposit Using First Merchants Mobile App
How do I take an advance from my HELOC online?

  • There are multiple ways you can access your Home Equity Line of Credit funds. Credit Line Equity Access Checks or Credit Card—access your funds via credit line equity access checks or credit card transaction using the Equity Access checks or card associated with your HELOC.

    • Online—Simply log in to your online banking account and easily transfer money from your HELOC directly into your checking or savings account.
    • Telephone Request—Call customer service at 1.800.205.3464 to request a credit advance from your Credit Line be applied to your designated account.
    • Request by Mail—Mail a request to your local banking center.
    • In-Person Request—Visit your local banking center to request a credit advance.
close