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Fraudulent texts and calls can look like real messages from us. Never share usernames, passwords, security codes, account or card numbers if someone asks.

Personal Banking

Personal Banking.
For A More Confident You.

Enjoy the benefits of attentive, individually tailored service. Our welcoming and dependable bankers are empowered to help you succeed. So, take a breather — we'll be here to help you prosper.

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Explore Our Personal Banking Services

Bank Accounts For Every Need

Whether you want to manage your money day-to-day, build your savings for the road ahead, or something else, we have an account for you.

Elevate access and ease.

With online banking and a secure, highly rated mobile app, managing your money is straightforward and banking on-the-go is safe and simple.

Fueling Your Financing Needs

No matter what stage of life you’re in, you can depend on First Merchants for your financing needs.

Make Your Money Accomplish More

See what sets our attentive, collaborative team apart when you choose to take advantage of First Merchants’ full range of wealth management services.

Services That Serve You Well

Whether we’re talking about the services we provide or the attentiveness our team brings to the table every day, we have more to offer that supports your financial success.

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How do I sign up for text banking?
  • To enroll in text banking, log in to our mobile app or online banking. Under the “Settings” , select “Text Enrollment” Then enter your mobile phone number in the SMS Text Number box. Read the Terms and Conditions and then select the Agree to Terms and Conditions box.  Finally, click Enroll and you should instantly receive a text from our short code: 226563.