
Personal Banking
Empowered Bankers. Confident You.
Different people need different solutions.
Working together, we create them. The freedom First Merchants gives its bankers is a refreshing change, and customers can experience the difference. That responsiveness leads to the customer's own empowerment, in the form of reliable advice, rapid decision-making and the choice of competitive financial products.
Our Offerings

Checking Accounts
Loaded with free features like mobile banking app, mobile-wallet-ready debit card and access to more than 25,000 ATMs, First Merchants' personal checking accounts simplify managing your money and reward you for the things you already do. Plus you can open online in about 10 minutes.

Mobile and Online Banking
Wherever you go, First Merchants follows. Download our highly rated mobile banking app and always have access to your money - easily, safely and securely.

Mortgage and Home Lending
Whether you're ready to buy, looking to refinance or want to use your home's equity to make home improvements, we're here to help.

Auto Lending
Whether it's your first car, dream car or somewhere in between, First Merchants Bank has a smart borrowing solution to fit your needs.