Skip to main content
FMB Logo Header Desktop
Scroll To Top

Frequently Asked Questions (FAQ)

Choose your FAQ category through the drop-down menu below.

The embedded chip in your new card generates a unique, one-time code required to approve each transaction. This “dynamic” code makes it virtually impossible for fraudsters to copy or counterfeit your card. While magnetic stripe cards offer protection from unauthorized use of your card or account information, chip offers a new layer of security.