Choose your FAQ category through the drop-down menu below.
A loan-to-value (LTV) ratio measures what you owe on your home versus the current appraised property value. Lenders consider your LTV ratio when you apply for a home equity product. If your LTV is 80% or lower, you’re likely to receive the best rate available.
close
External Link Disclaimer
Do you wish to leave the First Merchants website? By clicking Continue, you will be leaving firstmerchants.com and be taken to another website where the privacy and security policies may differ from our site.
First Merchants provides third party links for your convenience. First Merchants is not responsible for the products, services, content, privacy policy, and security policy on third party websites. You can click Cancel now to stay on the current page.
