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Buying your first home is an exhilarating and rewarding experience.


It's the moment when your hard-earned savings and dreams come together to create a place you can truly call your own. But it’s also a journey that comes with questions, decisions, and challenges.

Our mission is to guide you attentively through every step, making it as seamless and stress-free as possible. From finding the perfect home to securing the right mortgage, we’re here to provide expert advice, personalized solutions, and a wealth of resources tailored to your needs.

With our experienced team by your side, you'll gain the confidence and knowledge necessary to make informed decisions. Let us help you turn your dream of homeownership into a reality. Discover the keys to your future home today!

At First Merchants, you can count on:

  • Attentive mortgage experts to help you through every step of the mortgage process.
  • An agile team that’s equipped to respond swiftly to your needs and the ever-changing real estate market.
  • A variety of programs including those with lower down payment requirements than traditional mortgages to assist first-time home buyers.
  • Potential to qualify for a first-time home buyer credit with up to $7,500 in down payment assistance.
  • Are you ready to start the conversation? We'll be your guide, your advocate, and your friend as you start this exciting new journey.


David Lopez and his familyDAVID, FIRST-TIME HOME BUYER

We appreciate everything you have done since first meeting you. You have always thought out the experience of buying a house and helped with any questions we have. We appreciate our questions being answered with the most professional level of how to go about this process of buying a house. You are truly a blessing to my family.

David Lopez and Armandina Moreno
East Chicago, Illinois


We’re Here to Guide You


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Answers to all your questions

When it comes to your first home purchase, there’s no such thing as a silly question. Whether you’re looking for information about a first-time home buyer program, wondering how much home you can afford, or you’re confused about how to buy a house, our team is here to put you at ease. As a Newsweek and Forbes top-rated bank for attentive service, we’ll explain everything with patience and transparency to ensure you understand all your options.

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Expert advice through every step

We’re a long-standing community bank that’s been serving the Midwest since 1893, so we’ve endured a variety of economic cycles and have a wealth of experience navigating the ever-changing real estate market. Our mortgage experts stay up to date on local market trends, fluctuating interest rates, and the best loan products - so you can feel confident in making well-informed decisions regarding one of the most significant investments in your life.

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Committed to helping YOU prosper

With a “helping you prosper” service philosophy, our team of trusted mortgage advisors are committed to putting your needs and financial well-being first. We’ll take the time to understand your financial goals and assess your situation in order to provide mortgage solutions that position you for long-term success.

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Ready to Have a Conversation with an Attentive Mortgage Expert?

Tell us a little bit about yourself. Complete the form below and one of our mortgage lenders will contact you.


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