Money Market Special
3.95% APY*
180-Day Promo Rate | $10,000 Min. Balance
Rates may vary by zip code.
*APY (Annual Percentage Yield) effective 9/16/2025 for a limited time. See Details.
Check Out Our Current Specials
Take advantage of new great rates from a Forbes and Newsweek rated “Best Bank”! Enter your zip code below to see our current Money Market and CD specials, and easily open your account online. Or call or visit one of our attentively helpful bankers today! Rates may vary by zip code, check out your best rate offer by entering your zip code below.
Credit Card Offer
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Money Market Special Rates
Service and Solutions That Stand Apart
First Merchants is more than a bank—we’re your partners. We understand and anticipate your needs. We act in your best interests and offer relevant solutions. And of course, we always keep our promises.
* Offer effective as of September 16, 2025 and may be withdrawn by the bank at any time. Annual Percentage Yield (APY) of 3.95% is available for the first 180 days by opening a new Money Market account with new money to First Merchants Bank(FMB) (New money is defined as money not currently on deposit at FMB, or money that has been deposited in the past 180 days, or funds from a matured Certificate of Deposit at FMB. Other funds on deposit at FMB are not eligible to be moved to this account) and by maintaining a minimum of $10,000 during the promotion period. Customers with an Elite checking account will earn 4.00% APY for the promotional period. Balances of less than $10,000 will earn 0.01% APY. Fees may reduce earnings. Public funds are not eligible.
1 Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.
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