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Business Treasury Management
Treasury Management

Cash Flow Solutions

Optimizing your business’s cash flow cycle is extremely important for the success of your business. Our Treasury Management team will take the time to learn about your business and advise you. We’ll structure a solution that works best for your payables, receivables, managing liquidity and keeping your finances secure, so you can concentrate on running your business.


Payables

Person working on a laptop with TAX and MONEY icons floating above their hands.Making business payments should be quick and secure. In reality, it depends on the payees’ expectations and ability to accept payments. Adapting solutions to manage your payables is important, and we are prepared to advise you.

Electronic and card payments are among the fastest and most efficient. These include:

  • Wire
  • ACH
  • Bill Pay
  • Electronic Tax Payments
  • Debit cards
  • Credit Cards and Purchasing Cards

Preparedness is also important, so these solutions can help you maintain flexibility:

  • Controlled Disbursement Accounts
  • Foreign Exchange Services
  • Commercial Letter of Credit

Explore Payables



Receivables

Futurist graphic with money and computer chips.The ability of your business to receive payments and process them efficiently can be a game changer. Whether you need to process customer card payments or receive funds electronically, it should be easy for you and the remitter. Solutions include:

  • ACH Receivables
  • Merchant Services
  • Gift and Loyalty Card Programs

However, payments are not always electronic or card, so be prepared to handle checks and large cash deposits. Consider solutions such as:

  • Lockbox
  • Remote Deposit Capture
  • Cash Vault and SmartSafe

Explore Receivables



Liquidity Management

Co-workers using an iPad to review over numbers in an office setting.Managing your business funds can be simplified with the right liquidity management tools. Start with the business accounts to fit your needs and build from there.

Having funds available when you need them goes beyond monitoring activity to adapting and moving funds quickly. Also, putting your money to work and earning for you makes the most of your liquidity.

Monitor and Move

  • Account Reconciliation
  • Online and Mobile Banking
  • Zero Balance Accounts
  • Business Overdraft Protection

Earn

  • CDARS, ICS
  • Sweeps

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Fraud Prevention/Mitigation

Safety icon floating above a gentleman's hand showing security from fraud.Sending and receiving payments isn’t just about efficiency, it’s about security. Preventing fraud and mitigating risk are critical components of business success.

Keep up with best practices in preventing business payments fraud. Mitigate risk with added controls, plus monitoring and reconciling accounts with these solutions:

  • ACH Positive Pay
  • Check Positive Pay
  • Account Reconciliation

And if you need guidance, please seek advice from our Treasury Management payment professionals.

Explore Fraud Prevention


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