TO BE ELIGIBLE TO PARTICIPATE IN THE PROMOTION: You must be a new First Merchants personal checking accountholder. Accountholders with an existing personal checking account with First Merchants (either as the primary or secondary accountholder) are not
eligible. You must not have closed a personal checking account within 180 days of the promotion start date (on or after September 15, 2021). The primary accountholder of the participating checking account must be 18 years old or older at the time
of account opening and reside in Indiana, Ohio, Illinois or Michigan. First Merchants employee accounts are not eligible for this promotion.
OFFER INFORMATION: Receive $100 for opening a new First Merchants First Direct Checking account
by completing 15 transactions within 60 days of account opening, and by completing one direct deposit of $500 or more within 60 days of account opening. Offer valid for new First Merchants First Direct Checking accounts opened with promo code THANKYOU
from September 15, 2021, through November 30, 2021. Enrollment in the promotion is required. (See Account Opening & Enrollment Instructions below.)
REWARD PROCESSING: After meeting the qualification requirements, the applicable reward
will be credited to the new First Direct Checking account up to eight weeks after all qualifications are met. “Branch Checking Offer Reward” will appear on the monthly checking statement when the reward is credited to the account- holder’s
checking account. The reward amount will be $100. This promotion is only applicable once per client. First Merchants may report the value of any reward received through any offer to the Internal Revenue Service as required by law. Any applicable taxes
are the responsibility of the recipient. In the event that we determine in our sole discretion that your account does not meet the eligibility criteria or the activity on your account does not qualify to meet the required conditions, we will not be
obligated to credit your account with the reward payout.
ACCOUNT CLOSING FEE: If the checking account is closed by the customer or First Merchants Bank within six months after opening, you will be charged up to the full amount of the bonus
or the early close fee (up to $100).
OTHER TERMS: Minimum account opening deposit for a new First Direct Checking account is $0. The offer is non-transferable and may not be combined with any other offers. This offer is subject to change
and may be discontinued at any time. Interest rates are subject to change. Rates are tiered based on account balance, subject to change and determined by the bank. The minimum account balance to obtain APY is $2,500. Fees may reduce your earnings.
ACCOUNT OPENING & ENROLLMENT INSTRUCTIONS: Visit a First Merchants branch to open your new First Merchants account and ask the First Merchants representative to enroll you in the “THANKYOU Checking Offer.” Or, open your First Merchants
account online at www.FirstMerchants.com and enter the promo code THANKYOU in the promotion box.
is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
1Certain restrictions apply. Please see www.mastercard.us/zero-liability.html for more details. Mastercard® benefits are offered through Mastercard® card services.
2Apple Pay is not available at all retailers. Apple is a trademark of Apple Inc., registered in the U.S. and other countries. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co. Ltd. Samsung
Pay is available on select Samsung devices.
3Must have a bank account in the U.S. to use Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
4Interest tiers start at $2,500. Interest is accrued daily and credited monthly.
5Subject to credit approval.
6An NSF/OD item is defined as one or more items presented to an account with non-sufficient funds on a business day.
7First responders include police, firefighters and paramedics. Military includes active members and veterans of the Army, Navy, Marine Corps, Air Force, Coast Guard and National Guard. Educational workers include any employee of a
school system. Healthcare workers include physicians, nurses, emergency medical personnel, dental professionals and students, medical and nursing students, lab technicians, pharmacists, hospital volunteers, therapists and administrative staff.
8Direct Deposit: A qualifying direct deposit is an electronic credit to your account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a
Note: Annual Percentage Yield is abbreviated by APY.
Please see terms and conditions of First Merchants Mobile Banking. (link to: https://www.firstmerchants.com/agreements-disclosures/mobile-banking-terms-and-conditions)