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Earning is Easy!

1. Register

Use the registration form on this page to provide your information and complete a referral.

2. Invite your friends and family

Provide contact information AND a valid email address for the friends or family members you would like to refer OR share an offer via social media. Your friends will receive an email notification containing registration instructions and offer requirements.

3. Get rewarded

Once your friend registers for the referral offer using your personal referral link and completes the offer listed below, you will each receive a Mastercard® Reward Card. The more friends you refer, the more you can earn – up to $500 per calendar year.

Retail Referral Offer - $50 for you, $50 for them!

Get a $50 Mastercard Reward Card when your friend registers, opens a new First Merchants Bank personal checking account with a deposit of $100 or more AND completes the following qualification within 60 days of account opening:

  • Complete fifteen (15) debit card transactions (Excluding ATM transactions)


Your friend can also earn a $50 Mastercard Reward Card!

Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.

IMPORTANT PRIVACY NOTICE: Because you're making referrals, or being referred, you are letting others know you may have accounts with First Merchants Bank.

See full Refer A Friend Terms & Conditions