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Navigating the world of home loans and finding the best mortgage lenders can be both exciting and complex.


Choosing the right mortgage lender is an important decision that can significantly impact the outcome of your home buying or refinancing experience. Whether you’re buying your dream home, building a custom home, or considering refinancing your current property, you need an expert team to attentively guide you through every twist and turn of the journey. You need an agile lender that can respond swiftly to changes in the real estate market, tailoring solutions to your specific situation and ensuring you can secure financing quickly and seize opportunities in a competitive market. At First Merchants, we’ve got you covered! From first time homebuyer programs to new home construction loans, jumbo loans, and fast preapprovals, we’re equipped with the right team and mortgage loans to help you achieve your Home Sweet Home.


We’re Here to Guide You


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Answers to all your questions

When it comes to your first home purchase, there’s no such thing as a silly question. Whether you’re looking for information about a first-time home buyer program, wondering how much home you can afford, or you’re confused about how to buy a house, our team is here to put you at ease. As a Newsweek and Forbes top-rated bank for attentive service, we’ll explain everything with patience and transparency to ensure you understand all your options.

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Expert advice through every step

We’re a long-standing community bank that’s been serving the Midwest since 1893, so we’ve endured a variety of economic cycles and have a wealth of experience navigating the ever-changing real estate market. Our mortgage experts stay up to date on local market trends, fluctuating interest rates, and the best loan products - so you can feel confident in making well-informed decisions regarding one of the most significant investments in your life.

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Committed to helping YOU prosper

With a “helping you prosper” service philosophy, our team of trusted mortgage advisors are committed to putting your needs and financial well-being first. We’ll take the time to understand your financial goals and assess your situation in order to provide mortgage solutions that position you for long-term success.
Local Expertise for Your Next Big Move


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Buy a Home

Whether you’re buying your first home or your next home, our team can explain the process and help you get preapproved for financing so you can shop with confidence for homes that fit your budget. We have a variety of mortgage loan programs – including conventional loans, jumbo mortgage loans, first time home buyer programs, and more.

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Build or Renovate a Home

If you’re ready to create your dream home, we can help bring your vision to life. Whether you need a home construction loan to build from the ground up, or want to make improvements to your existing home, our team will walk you through your financing options.

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Refinance a Mortgage

Our mortgage experts can help you decide if refinancing makes sense. We’ll review your current home loan and look for opportunities to lower your payments or shorten your term, remove private mortgage insurance, consolidate debt, take cash out, and more.

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