Our first-time homebuyer programs, including a variety of down payment assistance grants, make affordable homeownership possible.
We understand the financial challenges many first-time homebuyers are facing. And we know first-hand the positive impact homeownership can have on families for generations to come. That’s why we’ve created special home loan programs –with more flexible guidelines and lower costs – to ease the path to homeownership.
Programs like our Next Horizon Mortgage and Home Possible Mortgage can reduce or eliminate the down payment requirement. And we offer multiple down payment assistance grant opportunities to assist eligible homebuyers with out-of-pocket expenses like the down payment and closing costs.
We’re genuine about helping people prosper. Our team of Community Home Lenders will help you find the right loan program for your situation and see if you qualify for down payment assistance grants.
Are you ready to talk? We’ll be your listening ear, your friend, and your advocate as you start this exciting journey.
CONTACT A
COMMUNITY LENDING OFFICER
“The Community Home Lending team was there for me every step of the way. They encouraged me to apply for the Next Horizon Mortgage program to help me afford the down payment and closing costs – and in the end I had a lower interest rate, a lower monthly payment, and got some money back at closing. This is my first home purchase, and I’m the first person in my family to own a home. I’ll be able to grow equity and build wealth, so that I can have something to leave my children. One of my main goals in life was to become a homeowner, and the people of First Merchants Bank made that possible.”
- Moesha Black
First Generation Homeowner
First Merchants Community Home Lending Team
Tonjola D Cole
NMLS #658375
Phone: 313.205.7487
Southeast Michigan - Detroit
Antwaun Dawson
NMLS #1736647
Phone: 214.280.3716
Chicagoland
Edith (Edie) Gallegos
Hablo Español
NMLS #1147968
Phone: 317.706.6612
Indiana
Kim Pines
NMLS #292382
Phone: 317.273.9494
Indiana
Sheryl Taylor
NMLS #664604
Phone: 317.566.7611
Indiana | Ohio