Commercial Real Estate

Our team of real estate lending experts can help build the right solution for your business needs for both owner-occupied and income property.

From construction to permanent loans, we offer an array of products, regardless of how you choose to invest in real estate. Our commercial team is experienced in working with borrowers on purchasing or refinancing industrial buildings, multi-family units and office buildings. As you speak with our clients, you’ll discover why we are their chosen source of financing.

Investment Real Estate (IRE)

First Merchants Bank’s IRE relationship mangers are dedicated to helping developers. We assist in acquisition, construction and adaptive reuse of real estate assets. We also provide bridge and term loans for stable investment real estate assets. First Merchants complements these relationships with a team of treasury management experts, providing solutions to optimize your cash flow.

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Tax Credit Lending:

Our tax credit team works with developers, nonprofits, consultants, syndicators and housing authorities. Our work includes community development real estate projects that receive Low Income Housing Tax Credits (LIHTCs), New Markets Tax Credits (NMTCs) and other economic incentives.

First Merchants Bank offers commercial real estate loans for the purchase, rehab, construction and tax credit equity bridge financing of affordable housing properties. We will also act as an investor in these properties through direct investment in an individual project or through a third-party syndicator. Additionally, as a member of the Federal Home Loan Bank, we will work with developers to help secure grant funding for qualified projects.